Pokerstars festival set to visit France, Romania and Ireland


PokerStars adds array of new stops to 2017 festival schedule

ONCHAN, Isle of Man – April 2017 – Following on from debut PokerStars Festivals in New Jersey, London, and Rozvadov, PokerStars, an Amaya Inc, (Nasdaq: AYA; TSX: AYA) brand has announced additional stops in Lille and Bucharest in July and Dublin in September. With €2.2 million guaranteed across the three new festival stops, including guarantees on every Main Event, PokerStars sponsored live event action is relentless for the remainder of the year with a wide choice of destinations, flavours and formats on offer for every kind of poker lover.

POKERSTARS FESTIVAL SET TO VISIT FRANCE, ROMANIA AND IRELANDThe new schedules are now available on the official PokerStars Live website and come hot on the heels of the expansion of PokerStars’ new and extremely popularMEGASTACKS series.

PokerStars Festival Lille

Lille’s stunning Casino Barriere welcomes PokerStars Festival from July 15-23 with huge tournament guarantees enticing players from across the region and beyond. Players can take a shot at the €600,000 guaranteed Main Event prize pool and a range of side events. In their downtime, Lille’s tourist-friendly streets beckon with modern culture and 17th century architecture combining to create one of France’s most memorable cities.

PokerStars Festival Lille schedule highlights include:

· PokerStars Super Deep: July 15-17, 2017 – €550 – €100,000 guarantee

· PokerStars Open: July 17-19, 2017 – €330

· PokerStars Festival Main Event: July 20-23, 2017 – €1,100 – €600,000 guaranteed

· PokerStars Lille Cup: July 20-23, 2017 – €330 – €100,000 guarantee

· PokerStars Festival High Roller: July 22-23, 2017 – €2,200 – €200,000 guaranteed

Find more information about PokerStars Festival Lille including the full schedule of events at:http://psta.rs/2oFmjMp.

PokerStars Festival Bucharest

Players can win a share of massive tournament guarantees while drinking in the sights and sounds of Bucharest. The Romanian capital is calling poker players from across the region for a week-long PokerStars Festival they’ll never forget with great events including the €500,000 guaranteed Main Event. The festival runs July 31 to August 6.

PokerStars Festival Bucharest schedule highlights include:

· PokerStars Megastack: July 31-August 2, 2017 – €170

· PokerStars Festival Main Event: August 2-6, 2017 – €1,100 – €500,000 guaranteed

· PokerStars Bucharest Cup: August 4-6, 2017 – €330

· PokerStars Festival High Roller: August 4-6, 2017 – €2,200

Find more information about PokerStars Festival Bucharest including the full schedule of events at:http://psta.rs/2pZ4ImC.

PokerStars Festival Dublin

Players can plan a trip to the Emerald Isle and the buzzing city of Dublin for unforgettable and fun-fuelled poker action from September 25 to October 1. With a €700,000 guaranteed Main Event prize pool, dozens of must-play tournaments and the chance to share great times with friends – both old and new – players should not miss out on one of the best PokerStars Festival of 2017.

PokerStars Festival Dublin schedule highlights include:

· PokerStars Megastack: September 25-27, 2017 – €170

· PokerStars Festival Main Event: September 27-October 1, 2017 – €1,100 – €700,000 guaranteed

· PokerStars Cup: September 27-October 1, 2017 – €330

· PokerStars Festival High Roller: September 27-October 1, 2017 – €2,200

Find more information about PokerStars Festival Dublin including the full schedule of events at:http://psta.rs/2op055e.

About PokerStars Championship & PokerStars Festival

The PokerStars Championship, sponsored by PokerStars, is the world’s biggest poker tour. Bringing together some of the world’s most exciting and prestigious poker tournaments, the PokerStars Championship incorporates some events previously part of the European Poker Tour, North American Poker Tour, Latin American Poker Tour and Asia-Pacific Poker Tour. Collectively, these events have paid out well over $1 billion in tournament prize pools globally on five continents since 2004. Confirmed PokerStars Championship sponsored live events for 2017 include the Bahamas, Panama, Macau, Monte-Carlo, Sochi and Barcelona, with more events to be announced in the coming months.

PokerStars Festival events, sponsored by PokerStars, are mainly tailored for recreational players and incorporate some events previously part of the UK & Ireland Poker Tour, France Poker Series, Italian Poker Tour, Estrellas, Eureka, Asia-Pacific Poker Tour and Latin American Poker Tour. Confirmed 2017 PokerStars Festival sponsored live events are London, Rozvadov, Chile, Marbella, Korea, Lille, Manila, Bucharest, Uruguay and Dublin with more events to be announced.

PokerStars Championship and PokerStars Festival poker tour brands are ultimately owned by Amaya Inc. (Nasdaq: AYA; TSX: AYA). Further information on the PokerStars Championship and PokerStars Festival is available online at www.pokerstarslive.com.

Play Responsibly! For more information on responsible gaming please visit our website athttp://www.pokerstars.com/about/responsible-gaming/

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NYX revenue up 213% following “transformational year”


nyx-gaming-transformational-yearOnline gambling technology provider NYX Gaming Group reported record results in 2016 after bolstering its operations via the acquisition of sports betting tech unit OpenBet.

On Tuesday, the Toronto-listed NYX reported revenue of $54.5m in the three months ending December 31, 2016, a 196.6% improvement over the same period last year, while earnings gained 185% to $12.9m.

NYX’s numbers were goosed by the mid-2016 addition of OpenBet, but even discounting OpenBet’s $30.4m contribution, Q4 revenue was up 31.2% year-on-year. Royalty and license revenue rose nearly two-thirds, thanks in part to 2015’s acquisition of software outfits Chartwell Technology and Cryptologic from Canada’s Amaya Gaming and the mid-2016 acquisition of UK gaming content provider Betdigital.

NYX launched 14 new customers on its Open Gaming System (OGS) in Q4, while signing 16 new customer agreements for its OGS and Open Platform System. As of December 31, NYX had 24 customers in the development pipeline waiting to launch, while inking 11 new deals over the first quarter of 2017. NYX’s content division launched 27 new games in Q4.

For 2016 as a whole, revenue shot up 213% to $163.7m. Excluding the OpenBet, Chartwell and Cryptologic additions, revenue still rose a healthy 46.8% while adjusted earnings were up 305% to $42.7m.

Despite the triple-digit revenue rise, NYX reported a net loss of $57.9m in 2016. NYX blamed the shortfall on $19.7m in acquisition and restructuring costs, but also intangible asset impairments of $27.9m and goodwill impairments of $66.1m. These impairments were pinned on NYX’s acquisitions of Chartwell, Cryptologic, Sportech NYX Gaming and Game360.

Choosing to focus on the positive, NYX CEO Matt Davey heralded 2016 as “a transformational year” for his company, whose acquisitions have left it “ideally positioned” to provide content to the regulated gaming market. Davey said NYX’s new operating model “has been delivering an improved cost structure that, combined with our growth strategy, will result in increased operating leverage.”

NYX said it expects Q1’s revenue to come in between $57m and $61m, while earnings are expected to be between $15m and $17m.

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Some fitness trackers may fall short in measuring heart rate accurately, study finds


Your favorite wristband fitness-tracker may be good at measuring your steps, but not as accurate at monitoring your heart rate when you are exercising, according to a new study published today.

The study, published in the Annals of Internal Medicine, found that four popular wrist-worn fitness trackers fell short in measuring heart rate during moderate exercise.

A co-author said the study aimed to help inform people who use the popular devices.

“We wanted to help provide people with some guidance and feedback and learn about how accurate this [heart-monitoring] feature was,” said co-author Lisa Cadmus-Bertram, an assistant professor of kinesiology at the University of Wisconsin.

Researchers examined four wrist-worn fitness trackers on the market in early 2016, each of which depends on a light-emitting diode (LED) to measure heart rate from tiny changes in skin blood volume as reflected by light on the wearer’s skin.

Such wrist-worn devices have the advantages of being unobtrusive, useful for long-term wear and, as previous research has shown, generally accurate in measuring the number of steps a person takes, the study says.

But the researchers found that the four devices tested were less accurate in measuring heart rate during exercise in comparison with an electrocardiograph, the most accurate way to track heart rate.

For the study, a group of 40 healthy adults aged 30 to 65 wore the fitness trackers when they were at rest and during 10 minutes of treadmill exercise at 65 percent of the maximum heart rate.

All of the devices were more accurate in measuring heart rate when the wearers were at rest than during exercise, the study said.

When participants were at rest, the Fitbit Surge’s measurement of heart rates was the closest of the four devices to the electrocardiograph (EKG) reading. Among the three other wrist-worn trackers, the Basis Peak was furthest off in its heart rate measurement during rest, and the Fitbit Charge and Mio Fuse were in the middle.

During the 10-minute exercise test, none of the four trackers was in close agreement with the EKG heart-rate readings.

In addition to discrepancies between the activity trackers’ heart-rate measurements and EKG readings, the four wrist-worn devices also showed inconsistencies in measuring the same heart rate in the same person under the same conditions, the study said.

Researcher Cadmus-Bertram said people undergo various physical changes during exercise that can affect heart-rate measurement.

“Heart rate is easiest to measure during rest, but once you start exercising, more variables come into play including sweat, which may have an effect”, said Cadmus-Bertram.

The study concluded that more research is needed on the heart-rate monitoring feature on wrist-worn fitness trackers before they can be used to help clinicians advise patients on heart issues.

Some physicians say the activity trackers on the whole are helpful motivational tools.

“Awareness is a separate issue from accuracy,” Dr. Suzanne Steinbaum, director of women’s heart health of Lenox Hill Hospital in New York City, told ABC News. Awareness of activity levels makes people more motivated, and these devices are useful for that.”

She said, however, that people should not mistake a fitness tracker for a medical diagnostic tool.

“All of these monitors help motivate people to exercise, but you can’t use these monitors as diagnostic tools or rely on them to give accurate answers to what’s going on from a cardiac perspective,” she told ABC News.

Cadmus-Bertram agreed that even an imperfect fitness tracker could help many people better understand their health and wellness needs.

“We didn’t find (trackers) to be perfectly accurate,” she said. “But they don’t need to be perfectly accurate for most people wanting to live a more active lifestyle.”.

In a statement to ABC News, Fitbit officials said the trackers are not meant to be medical devices but give other valuable wellness measurements not measured by an EKG, such as estimated maximum oxygen consumption during exercise, which can indicate cardiovascular fitness.

“Fitbit is committed to making the best activity trackers on the market for consumers who want information to make informed decisions about their health and fitness, and we stand behind our heart-tracking technology,” Fitbit said in its statement. “Fitbit trackers are not intended to be medical devices and, unlike chest straps, wrist-based trackers fit conveniently and comfortably into everyday life, providing continuous heart rate for up to several days without recharging (vs. a couple hours at a time) to give a more informed picture of your overall health. “

We conducted extensive internal studies which show that Fitbit’s PurePulse technology performs to industry standard expectations for optical heart rate on the wrist. There also is independent scientific validation of the accuracy of Fitbit’s sleeping heart rate, and Consumer Reports independently tested the heart rate accuracy of Fitbit Charge HR and Surge, and gave both products an “excellent” rating.”

Mark Gorelick, chief science officer for Mio Global, said in a statement that there is a need for devices that help people understand their own heart rate changes. He emphasized that the company’s Personal Activity Intelligence (PAI) could help people target their heart rate zones more easily.

“Mio has an extraordinary reputation for optical heart rate accuracy, and the introduction of our Personal Activity Intelligence (PAI) technology makes heart rate zone training easy because people only need to know one number to understand the impact their exercise is having on their health,” Gorelick said.

“It is generally understood that health benefits are amplified during moderate- to high-intensity exercise, but most consumers don’t know how to interpret their heart rate data. PAI is a simple, scientifically validated activity metric that helps consumers understand the intensity of their exercise, based on their personal profile and heart rate data, and empowers them to proactively manage their health and reduce risk of lifestyle-related diseases,” Gorelick said.

The Basis Peak activity tracker was voluntarily recalled last December after some of the devices caused burns on users.

Dr. Chris Gu contributed to this report. He is a radiology resident at the Mayo Clinic and a resident in the ABC News Medical Unit.



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Fantasy sports bill passes Alabama House in narrow vote


The Alabama House has spoken: fantasy sports is a battle of wits and smarts.

Fantasy sports bill sails through Alabama House in a narrow voteBirmingham Business Journal reported that the Alabama House of Representatives has approved a bill that will legalize and regulate fantasy sports betting in the state in a close vote.

Voting 43-38, the House declared that fantasy sports is not dolled-up digital gambling that deserves to be banned. Instead, they recognized that fantasy sport is a game of skills deserved to be played in the state. With the House approval, the bill now moves on to the Senate.

There are at least three bills that have been introduced in Alabama including HB354 aka the Fantasy Sports Act.

The proposed legislation, which was sponsored by Rep. Alan Boothe, would require a fantasy sports operator with more than 5,000 active player accounts to pay an initial registration fee of $85,000, while an operator with fewer than 5,000 active participants would pay an initial $10,000.

A fantasy contest that has not previously operated in Alabama would pay a $5,000 fee.

The measure also said that the taxes to be imposed on fantasy sports operators’ gross revenues is similar to that in Tennessee and the one that has been proposed in Georgia.

House members are reportedly eyeing to impose at least 6 percent tax on fantasy sports revenues for the preceding 12 months. They project that an additional $216,000 will flow through the state’s General Fund if fantasy sports is legalized in the state.

However, it took the members of the House nearly two hours to narrowly pass the bill. According to the report, legislators debated one whether daily fantasy games were primarily skill- or luck-based.

There are at least 11 US states that have legalized DFS at present: Colorado, Indiana, Kansas, Maryland, Massachusetts, Mississippi, Missouri, New York, Tennessee, Virginia, and, most recently, Arkansas.

But as the legal battle for the legalization of DFS across the United States wages on, the Fantasy Sports Trade Association lamented that more than two-thirds of fantasy sports firms have closed, merged or changed focus.

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New Cambodia border casino sparks trade war with Thailand


saitaku-casino-cambodia-thailandA controversial new Cambodia casino has sparked a minor trade war with neighboring Thailand.

On April 7, the new Saitaku Resort and Casino had its soft opening in Cambodia’s Oddar Meancheay province, just across the border from Thailand’s Buriram region. Since Cambodian nationals are prohibited from gambling in Cambodian casinos, the new casino will depend almost exclusively on an influx of Thai gamblers.

Trouble is, Thai authorities barred their citizens from crossing over the Chong Sai Taku checkpoint to visit the casino. While 300 invited VIP guests were allowed to attend the casino opening, where Thai pop singers were on hand to provide entertainment, Thai border guards prevented non-invited guests from making the trip.

The Nation reported that the Thai guards were tight-lipped regarding the reason behind the restrictions, saying only that they were following orders. A Thai Army commander denied any special rules were in force, saying the military was simply following normal procedures by only allowing residents of the immediate vicinity to cross into Cambodia.

On Wednesday, Cambodian authorities retaliated by blocking their citizens from crossing over into Thailand. The tit-for-tat restrictions are reportedly wreaking havoc with non-gambling merchants on both sides of the border who depend on a steady stream of tourists for the bulk of their business.

The controversy began last month, when Thai provocateur Veera Somkwamkid claimed that the Saitaku casino was located inside the confines of a Thai national park. The region has been the subject of numerous border disputes between the two nations over the years but Thailand’s National Parks Department insisted that the casino was clearly on Cambodia’s side of the dividing line.

Veera, who accused the Thai army of collusion in permitting the Saitaku casino’s construction, subsequently attempted to lead a delegation of his followers and Thai media on an inspection of the casino site but local Thai villagers blocked Veera’s path, reportedly due to concerns that the hubbub would put a crimp on local commerce. Those concerns have now become reality.

Thailand doesn’t allow casino gambling within its borders, a prohibition that has led to a thriving Cambodian border casino industry. In 2014, the military coup in Thailand forced the temporary shutdown of all border crossings with Cambodia, leading to some border casinos in Poipet reporting business falling off as much as 40%.

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Premature deaths rise in US as opioid epidemic worsens: Report


Premature deaths of people under age 75 are increasing at a dramatic rate across the U.S., according to a new report from the Robert Wood Johnson Foundation.

The authors of the foundation’s annual report from its County Health Rankings and Roadmaps program noted a dramatic uptick in premature deaths in the U.S. due largely to “unintentional injuries,” which include accidental drug overdoses and car crashes.

They found that in 2015, 1.2 million people in the U.S. died prematurely or before the age of 75 from causes considered preventable. This is an increase of nearly 40,000 from the previous year. These additional premature deaths were more likely to occur in younger people, the report found.

Eight-five percent of the increase in people who died prematurely in 2015 were 15 to 44 years old.

“These are Americans [who] are dying essentially in the prime of their life,” said Abbey Cofsky, the deputy director of data and science at the University of Wisconsin’s Population Health Institute, which collaborated on the report. “They are dying as young adults” or with young families, she added.

Accidental drug overdose, homicides and motor vehicle crashes appear to be huge factors in these deaths. The report’s authors found that 6,787 people ages 15 to 24 died from motor vehicle accidents, 4,140 were firearm homicide victims and 3,727 died from drug overdoses. Accidental drug overdoses are increasing at a much more significant rate than other causes of premature death, the authors said.

The researchers have documented an increase in premature deaths since 2012, with a more dramatic increase from 2014 to 2015.

“That’s when we really wanted to look deeper in population,” said Julie Willems Van Dijk, a registered nurse and the director of the County Health Rankings and Roadmaps program. She pointed out that before 2012, there was a long-term downward trend in the number of premature deaths.

“That’s when we dug into the story [of increased injuries]. A lot of time people don’t think of drug overdoses as injuries,” she said. “Even when someone is a drug addict, they don’t intend to die.”

Opioid overdoses in particular have increased in recent years. The U.S. Centers for Disease Control and Prevention estimated that 33,000 people died because of opioid overdose in 2015 and that 91 people in the U.S. die every day from such drugs.

The researchers estimated the years of life lost in a population due to drug overdoses. For American Indian/Alaskan Natives, 736 potential years of life are lost per 100,000 people. The number was highest for white people, with 778 years lost per 100,000 people.

Dr. Ellie Ragsdale of University Hospitals Cleveland Medical Center said it has been a struggle to reach people most affected by opioid addiction, many of whom live in rural areas with fewer resources.

“That is a population that we have been trying to target for many years, and we want to decrease the epidemic,” she said.

Ragsdale said doctors have been making an effort to cut down on the amount of opioids prescribed for patients, in the hopes of diminishing the epidemic.

“I think there’s been a big collaborative effort among health care providers to limit prescriptions,” she said. “We have seen a benefit on the front lines, but we’re not seeing it in the data yet.”

To see your county’s health data, click here.



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Gunshot injuries cost at least $6.6 billion in US over eight year span, study finds


Gunshot wounds are costing the U.S. hundreds of millions every year, much of it falling on government health insurance and the poor, according to a new study of firearm injuries in the American Journal of Public Health.

The U.S. has the highest rates of gun homicides in the developed world, approximately 25 times more firearm deaths than other high-income countries, according to the study.

Every year, the cost for treating people with gunshots wounds reaches approximately $734 million in initial hospital costs, racking up more than $6.6 billion between 2006 and 2014.

“This is a signal that this is not simply an issue for the justice system, this is very much a medical issue,” Dr. Charlie Branas, the chair of the Department of Epidemiology at the Columbia University Mailman School of Public Health told ABC News. He said the study could help show policy makers that trauma centers need more help and funding to treat these patients effectively.

According to the study, the government shoulders approximately 40 percent of the initial hospitalizations for firearm injuries through Medicaid and Medicare and more than 80 percent of those who self-paid had incomes below the 50th percentile.

“The responsibility for payment falls primarily on government payers and the uninsured,” the authors wrote.

To understand the financial burden of treating these injuries, researchers from Stanford University looked at national data, between 2006 and 2014, from the U.S. Department of Health and Human Services’ Agency for Healthcare Research and Quality.

More than 267,000 people in that time were admitted for firearm injuries to hospitals, which reported statistics, nationwide. The highest proportion of injuries — 43 percent — were reported in the South. The Midwest and West each accounted for 20 percent of the injury locations. The Northeast accounted for approximately 16 percent of where the injuries took place.

The study found that 29.1 percent of the firearm injury patients paid via Medicaid, 29.4 percent self-paid, 21.4 percent used private insurance and 6 percent of those injured paid via Medicare. In total, the government is estimated to have covered 2.7 billion or approximately 41 percent of the overall costs to treat gun shot wounds during the study period.

Medicaid patients had the highest per-incident cost at an average of about $30,000. Privately insured patients had a per-incident cost of approximately $23,000 on average.

But these numbers likely underestimate the overall cost for treating gunshot wound victims, since they do not take into account long-term health care, rehabilitation and lost work income. Additionally, the study authors point out the government may have spent more via federal funding initiatives for hospitals dedicated to trauma and firearm treatment.

The true cost to patients, hospitals and the government are likely much higher.

“What is hard to interpret from this work is how big the cost of firearm injuries is or isn’t,” Dr. Ted Miller, a Senior Research Scientist at the Pacific Institute for Research and Evaluation, a nonprofit organization that focuses on conducting research on health and social issues, and criminal justice, told ABC News.

Another hidden cost to the government for gunshot wounds, Miller said, is the many patients who come into the hospital uninsured and are put on Medicaid. So the government may actually be covering more than the 41 percent of initial hospitalization cost noted in the study.

His group’s research, which was not affiliated with the study, points to much higher costs over time for “lifetime hospital payments.”

Branas said this number doesn’t even include the long term effects on communities, families, and people affected by violence.

“I think that hospitalizations are only the tip of the iceberg in terms of cost of firearm injuries,” Branas said. “There is a much bigger portion of this that is underwater.”

In addition to medical costs, he said, gunshot wounds and the care they require come with “legal cost and pain and suffering cost.”

The study authors said more research is needed to fully understand the comprehensive costs of firearm injuries. This data was intended to help policy makers allocate funds appropriately to the trauma and treatment centers that care for these patients.



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Period Tracker Apps: What You Should Know



By Naomi Akiyama, Staff Writer


April 10, 2017

The ups and downs of “that” time of the month are all too familiar to many of us. To plan around this ebb and flow of hormones, mobile period-tracking apps can be our closest friends. But as helpful as the popular apps may seem, it’s a good idea to avoid relying on them too much.

There are many different period-tracking apps and each has its own way to make monitoring your cycle more convenient. The apps collect data such as the start and end dates of your period, symptoms, body temperature and even sexual activity. The patterns of information recorded help the apps estimate the days your future periods might begin and end, what symptoms might recur and times of ovulation for cycles to come. By keeping daily tabs on how users feel, it would make sense that users with regular periods would be able to prepare themselves for everything that flows in with the “red tide.”

Some people use the handy system simply to become more familiar with how their bodies work, including when they may be ovulating. We sometimes receive questions from teens on Sex, Etc.’s Tumblr about period trackers and using them to determine when to have sex without becoming pregnant. This is troubling, because period trackers should not be used to dictate these times. The thing is, menstrual cycles aren’t always constant, and can be especially erratic for teens. Secondly, everyone’s body is different, and not everyone ovulates at the same time during a cycle. For these reasons, it may be more difficult for a period tracker to use data to accurately calculate when a person is typically more likely to get pregnant. However, the trust placed in the tracker may lead to risky behavior, like skipping the use of protection because the estimated chance of pregnancy is lower on a given day. Not only is this information not always true because of the inconsistencies in an actual menstrual cycle, but not using contraception (especially condoms) can increase the risk of STDs as well as pregnancy.

All in all, it’s great to have technology like this, especially if you’re tracking general changes in your cycle. But if you’re looking to know exactly when you’re ovulating and using these apps to determine how to act, don’t put all your eggs in one basket by taking your period tracker’s advice.



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Top 'Trumpcare' takeaways, changes


After weeks of wrangling within their ranks, House Republicans have released a proposal to replace the Affordable Care Act.

Called the American Health Care Act, the proposed bill would keep certain popular provisions, like allowing children to remain on parents’ insurance until age 26 and not denying coverage to people with pre-existing conditions. But, it also proposes sweeping changes to health insurance programs that will affect Americans at many income levels and ages.

More than 20 million additional people have health insurance, under the ACA rules.

Here are the top ways the new bill dubbed “Trumpcare” will likely affect consumers.

Major Change in Tax Credits

Under the new bill, qualifications for tax credits to help pay for health insurance will change significantly.

Both the Affordable Care Act and the American Health Care Act include tax credits to provide support for individuals to buy health insurance. The ACA takes into account family income, cost of insurance and age. But the new bill mainly focuses on age and household income; credits phase out at income levels over $75,000 or $150,000 for married filing jointly, according to the Kaiser Family Foundation.

Annual household tax credits of between $2,000 and $14,000, depending on the age of each household member and the total income, will be available to those who purchase health coverage under the proposed bill.

People who are older, lower-income and live in areas with high insurance premiums likely receive fewer tax credits under the new bill than they would have under the ACA. Those who are younger, with higher income, and live in areas with lower insurance premiums will likely receive more government assistance than they currently do, according to the Kaiser Family Foundation.

Christine Eibner, an economist with the RAND Corporation, said that the current plan will mean the same credit will go to a much wider array of people.

“A single person at six times the poverty level would be eligible for the same tax credits as someone at the poverty level,” Eibner said.

Additionally she said up to $14,000 in tax credits may seem like a large amount to cover health insurance, but many people with low incomes will not be eligible for that high level of tax credits.

An older person making around 150 percent of the poverty level or $18,000 a year may be more likely to qualify for $4,000 in tax credits.

“It’s possible to be facing a $12,000 premium in total,” for an older person, Eibner said. “I don’t see how you could afford that.”

Medicaid Expansion Funds to Stop After 2020

Under the new bill, Medicaid expansion offered by the states will continue to receive extra federal funds until 2020. States that currently offer Medicaid to people below 138 percent of the poverty level will no longer receive extra funds for new expansion candidates after 2020, Kaiser Health News says. But they would be able to receive funds for those already enrolled.

States would determine their own rules for expanding Medicaid to new people, or not, after 2020.

Additionally, after 2020 state Medicaid plans will no longer be required to provide “essential health benefits” including emergency services, pregnancy and newborn care, prescription drugs and pediatric services.

New Insurance Premiums for Older Adults vs. Younger Adults

The new plan could mean older adults will face higher insurance costs, while younger adults may see premiums decrease with the change in how insurance companies can charge for comparable plans.

Under the ACA, insurance companies could charge up to three times the amount for an older person’s insurance plan compared to a younger person, or a 3-to-1 ratio. The new plan would allow health insurers to charge five times the amount, which could greatly increase the premiums older people would have pay for comparable plans. States would be able to set their own age ratios.

Eibner said that Americans who are in the oldest age bracket before being eligible for Medicare could pay the most for coverage.

“They will face higher premiums than they currently do and the younger people will face [smaller] premiums,” Eibner said.

Penalty for Break in Coverage

The new plan will no longer include the “individual mandate” that imposed a tax penalty on people who did not have health insurance.

Under the ACA those who did not have health insurance in 2015 and did not meet the criteria for forgiveness, were required to pay $695 in a tax penalty or 2.5 percent of their income on federal taxes.

Under the American Health Care Act that penalty would be abolished. However, those who choose to let their insurance coverage lapse for any reason would potentially face a 30 percent surcharge on their insurance for one year.

Eibner said that it’s possible that some young people will not view insurance as a necessity and be more willing to bet that they can afford the 30 percent surcharge on health insurance down the line.

“It doesn’t seem that punitive,” said Eibner. “You’re still guaranteed that you can get health insurance … for some people that might be affordable and you might end up with employer coverage in the interim.”

David Cutler, Professor of Applied Economics at Harvard University and formerly of the National Institutes of Health and the National Academy of Sciences, said without giving more incentive to buy insurance he expects to see a decline in the number of people purchasing it.

“The subsidies in the affordable care were more generous and they [still] did not induce as many people to take up coverage as was thought,” Cutler told ABC News. “If you make the policies less generous and subsidies less generous, you have got to have a negative effect. There’s just no way around it; can’t make the thing be worse and hope more people take it up.”

Expanded Health Savings Account

While under the ACA families could contribute a maximum of $2,500 in pre-tax dollars to a healthcare savings account (HSA) to pay for medical care, the new bill proposes allowing families nearly double that amount in annual HSA contributions beginning in 2018.

Additionally, the rules around what kind of medical costs can be paid for through HSAs would be expanded.

ABC News’ MaryAlice Parks contributed to this report.



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Men Sense Force to Search Like Calvin Klein Underwear Models


By David Guirgis, 16, Staff members Writer

September 23, 2015

Objectification of bodies in the media has influenced our tips of what is viewed as “attractive” —from the posters of Victoria’s Magic formula Angels adorning each shopping mall in The us to the shirtless, underwear-clad guys of Calvin Klein and Abercrombie & Fitch. And it is not just an concern for ladies, possibly. A the latest report released on Buzzfeed highlights the point that entire body picture and the strain to seem a particular way influences men, too.

In Buzzfeed’s report, “We Re-Produced Popular Calvin Klein Underwear Adverts and This Is What Took place,” regular guys recreated legendary Calvin Klein advertisements and then gave their reactions to the visuals. The report seems to have struck a chord—it’s been viewed about 800,000 times given that publication and garnered hundreds of remarks, several highlighting the point that men have insecurities as well. The juxtaposition of these types and the daily men trying to re-create them was considered-provoking, since whilst the unique advertisements featured guys with these ripped bodies, the guys re-producing the images had numerous entire body forms. And it is effortless to see how your ordinary Joe could really feel insecure the standard men with numerous entire body forms aren’t usually viewed as conventionally “hot.” Let’s face it, though—when you’re with your partner, you’re not considering about the point that they really don’t seem like underwear types. Average Joe isn’t unattractive at all he just doesn’t have an eight-pack!

Sensation insecure about my entire body is something I battle with as well. And it is fairly significantly a supplied that I’ll in no way seem like the underwear types dripping intercourse from each billboard they’re on. It is a wholly unrealistic ideal, and still I had internalized the belief that I was not “trying tough enough” to seem like these types and that I’d in no way finish up with any one since I appeared, well, ordinary.

Intercourse sells, but these advertisements are advertising a fantasy. In real daily life, not all women have thigh gaps and big butts similarly, not all guys have smoldering abdominal muscles and excellent pecs. But you know what? Which is wholly Ok. At the finish of the working day, accepting and loving your entire body and the bodies of others—whatever shape they’re in—is significantly much more particular. And that goes for individuals of all genders, too.

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What do you imagine about the Buzzfeed report? Sound off in the remarks!

Impression supply: Buzzfeed
Photographer: David Bertozzi

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